Business Owners
You’re the backbone of our country’s business landscape. You’ve likely built something you’re proud of and are concerned about how to optimize your own situation. We provide informed, targeted advice tailored to the unique needs of business owners. After all, we are business owners ourselves. It’s common for much of your net worth to be tied up in the enterprise you’ve built; how can you now start to diversify your net worth in preparation for the next chapter? Are there ways to lower your tax footprint, retain great employees, and boost your retirement readiness? Is there a financial planning team out there that will confer with your tax professional(s) to ensure that both groups are operating in unison?
Local Utilities Employees
You keep the water running, the electricity flowing, the natural gas streaming, and the internet blasting. Society doesn’t function the same without your expertise and hard work. We understand the specific financial challenges you face. Over the years, we’ve learned the benefits utility companies provide and know how to integrate them into our clients’ plans. In fact, we routinely hear our clients say, “You know my employer benefits better than I do!” Our team provides all kinds of personalized input ranging from cash-flow planning to allocating 401k investments, pension maximization, retirement planning, investment management, and tax strategies.
Retirees &
Soon-to-be Retirees
You’ve worked so hard to reach this point and understand that it’s too important to be doing it yourself. You get one chance to retire. You don’t want to run out of money or be strongarmed back into the workforce. The stakes are high. We offer insightful, strategic financial planning to help smooth the transition into retirement. Preparing for the next chapter can be both exciting and overwhelming. Our experienced professionals can help you navigate this transition by creating a personalized retirement income plan that takes the following into account: pensions, Social Security, rental income, taxes, investment income, and dividends.
Dave Ramsey Fans
Your world was impacted by Dave Ramsey’s no-nonsense advice. He wooed you with the refrain, “Debt is dumb, cash is king and the paid-off home mortgage is the status symbol of choice.” We love helping Ramsey fans when their consumer debt is gone, they’re saving like crazy for workplace retirement plans, and they want to take the next steps on preparing for the future. Like the team at Ramsey Solutions, we also have seen too many people get sold products like whole life insurance or bad annuities that may not be in their best interest.
Pickleball Fanatics
As pickleball enthusiasts ourselves, we are passionate about helping fellow fanatics navigate their financial journey. We’ll help you stay out of the kitchen when the volleys come. Pickleball is so diverse. You have singles or doubles, you have speeds ups or the slow game, dinking or lobbing. We want to help you have a strategy that aligns with your financial game. Whether you want to have a fast game of drives (think aggressive allocation) or if you want to win with dinks/drops (more moderate), we will get to know your style and adjust our coaching accordingly. And a benefit of working with us, is we want to help you retire well so you can play more pickleball and not have to spend endless hours worrying about finances. Hopefully, we can even get in some games together.
NICE PEOPLE
This might sound cliché, but we will only work with genuinely nice people with whom we share a mutual respect.
DILIGENT SAVER
While you may hardly consider yourself to be “rich,” thanks to a lifetime of diligent saving and frugal living you have accumulated or are on track to accumulate a retirement nest egg of at least $750,000.
LOOKING FOR A TRUSTED ADVISOR
You understand that the success of your retirement is too important to be doing it yourself and you value having expert guidance.